Retirement Planning

Retirement planning across Tampa Bay

Tampa Bay has one of the largest retiree and pre-retiree populations in the country, and most of the households we hear from are trying to answer the same question: how do I turn what I saved into income that lasts. A real retirement plan lines up Social Security, any pension, and your savings so they work together instead of getting spent down in whatever order feels convenient. We are a matching service, not a financial advisor, so we connect you with an experienced local planner who builds that plan and sits with you through the decisions.

(813) 000-0000 Get matched

Financial planner and client reviewing a retirement income plan at a desk in Tampa

What's included in this service?

Ask about your timeline, income sources, and retirement goals during a short intake call
Match you with a Tampa Bay planner experienced in retirement income and decumulation planning
Confirm the planner's fee model and fiduciary status before you ever meet
Connect you directly so the planner can build the actual income plan with you
Follow up after the introduction to make sure the match felt right
Charge you nothing for the match itself

When do you need this service?

Retirement is 5 to 10 years out and you have not mapped how income sources will stack
You are within a year or two of stopping work and need a decumulation plan first
Social Security, a pension, and savings need to work together instead of being drawn down separately
A spouse's retirement, a health change, or a layoff moved up your timeline
You want a second opinion on a retirement plan someone else built

What do people ask about Retirement Planning?

How does Tampa Wealth Pro match me with a retirement planner?

You tell us your timeline, income sources, and what you are trying to figure out, and we match you with a planner who works with people in a similar situation. We do not employ the planner and we are not the ones building your plan. We are the introduction, and you decide whether to move forward after that first conversation.

Is there a cost to get matched with a planner?

No. The matching itself is free. Any fee you pay is to the planner you choose to work with, and that fee structure should be disclosed to you before you sign anything. Ask directly whether the planner is fee-only, fee-based, or commission-based, since that changes how they get paid.

When should I start retirement income planning?

Five to ten years before your target retirement date is a common window, since it gives time to adjust savings rates, reassess Social Security claiming age, and manage sequence-of-returns risk before you actually need to draw income. That said, people in their first year of retirement without a plan still benefit, it is rarely too late to build one.

Will the planner just try to sell me investment products?

That depends entirely on the planner, which is why we ask about fee structure and fiduciary status as part of the match. A fee-only fiduciary is legally required to act in your interest rather than earn a commission on what they recommend. Ask the planner directly whether they hold fiduciary status for all the advice they give you, not just some of it.

How do I know the planner is actually legitimate?

Before your first meeting, look the planner up on FINRA BrokerCheck at brokercheck.finra.org and the SEC's Investment Adviser Public Disclosure database at adviserinfo.sec.gov. Both are free and show registration status, disciplinary history, and how the planner is compensated. We encourage every household we match to run this check themselves rather than take our word for it.