Wealth Management

Wealth management across Tampa Bay

Wealth management is a different relationship than a one-time plan. It is ongoing, coordinated management for households that have outgrown a single account and a single goal, think a 401k, a taxable brokerage account, a rental property, and college savings all needing to move in the same direction. Tampa Bay households in this position, from Westshore professionals to South Tampa business owners, usually need a planner who checks in regularly rather than once a year. We match you with a local planner who takes on that ongoing role, not a one-off transaction.

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Financial planner discussing a multi-account wealth management strategy with a client

What's included in this service?

Ask about your full account picture, goals, and how often you want to be in touch with a planner
Match you with a planner who manages ongoing relationships, not just one-time plans
Confirm the planner's assets-under-management fee structure before you commit to anything
Connect you directly so the planner can build the coordinated strategy with you
Check in after the introduction to confirm the fit is working
Never manage or hold your assets ourselves at any point

When do you need this service?

You have multiple accounts, retirement, taxable, and possibly a business, that are not currently coordinated
Your household income or net worth has grown past what a one-time financial plan can address
You want a planner who proactively rebalances and adjusts rather than one you only hear from annually
A liquidity event, business sale, inheritance, or stock vesting needs an ongoing strategy, not a single conversation
You are paying a fee somewhere already and want to know if the service matches the cost

What do people ask about Wealth Management?

What is the difference between wealth management and a one-time financial plan?

A one-time plan is a project with a start and an end date, you get a document and a set of recommendations. Wealth management is an ongoing relationship where the planner monitors your accounts, rebalances as markets move, and adjusts the strategy as your life changes. It typically costs more over time because it is a continuous service, not a single deliverable.

How much does wealth management cost in Tampa Bay?

Most planners in the network charge 0.50 percent to 1.25 percent of assets under management annually, often on a tiered scale where the percentage drops as your assets grow. A household with $500,000 managed at 1 percent would pay roughly $5,000 a year, billed quarterly. Ask for the exact fee schedule in writing before you commit.

Do I need a minimum amount of assets to use a wealth manager?

Minimums vary by planner, some work with households starting around $250,000 in investable assets, others focus on $1 million and above. Part of the matching process is finding a planner whose minimum and specialty fit where you actually are, not where a national firm's marketing assumes you should be.

Will a wealth manager also help with my rental property or business interests?

Many will incorporate those into the overall plan and cash flow picture, though they generally will not manage the property or business directly, that is outside a financial planner's scope. What they can do is help you think through how a rental property's income or a business sale fits into your broader retirement and tax strategy.

Is wealth management the same as being an investment advisor?

They overlap but are not identical. Investment management is one piece of wealth management, which typically also includes tax coordination, estate planning coordination, insurance review, and cash flow planning under one ongoing relationship. Ask a prospective planner directly what is and is not included in their wealth management fee.